What is vehicle finance?

Vehicle finance helps to spread the cost of a new or used car. Instead of paying the full amount upfront, customers pay monthly. We offer a wide range of finance products to suit individual preferences and circumstances such as Hire Purchase, Conditional Sale or Personal Contract Purchase (PCP). You can find out more by getting in touch with us. You are also welcome to watch the brief videos on this page for more in-depth information.

How does car finance work?
Each of the products works a little differently but, in general terms, the finance company will buy the car on your behalf and then you will repay the full value, plus interest payments. There are often low rate deals available depending on your own credit profile and personal circumstances.

Car finance agreements are usually secured against the vehicle for the duration of the agreement, typically 3,4 or 5 years and during this time the car will be owned by the finance company.

At the end of your agreement, once all repayments have been made, you will ‘take title’ to the vehicle and become its legal owner, unless you entered into a rental/hire agreement or a PCP agreement, in which case the car will generally be returned to the finance company.

You are welcome to apply online and complete your own personal information by selecting the vehicle of your choice from the menu below or directly from the vehicle information page on this website.

Important Note: Some lenders use your bank details and Driving Licence number for identification purposes but if you are not entirely comfortable to enter them in your online application or if you don’t have them to hand simply leave those couple of boxes blank.

We will be in touch shortly to confirm availability of your chosen vehicle and to let you know the outcome of your application.

Commission disclosure statement: We can introduce you to carefully selected lenders and may receive a commission for our introduction. Representative finance examples are for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18s and over. UK residents only.

Finance Calculator:

Select a car from the dropdown below, or use the finance calculator on each car's page.