Finance

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What is vehicle finance?

Vehicle finance helps to spread the cost of a new or used car. Instead of paying the full amount upfront, customers pay monthly. We offer a range of finance products to suit individual preferences and circumstances such as Hire Purchase, Conditional Sale or Personal Contract Purchase. You can find out more by getting in touch with us.

How does car finance work?
Each of the products works a little differently but, in general terms, the finance company will buy the car on your behalf and then you will repay the full value, plus interest payments. There are often low rate deals available depending on your circumstances.

Car finance agreements are usually secured against the vehicle for the duration of the contract, typically 3-4 years, and during this time the car will be owned by the finance company.

At the end of your agreement, once all repayments have been made, you will ‘take title’ to the vehicle and become its legal owner, unless you entered into a rental/hire agreement, in which case the car will generally be returned to the finance company.

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